Regardless of your current financial situation our passionate team of experts will explore every possible option to get you into a car you want at a payment you can afford.
We are proud to be Canadian and we know you are too. With years of experience helping Canadians find financing we want to give back. Let us show you how we can save you money.
Our dedicated team includes personal auto consultants who ensure the highest level of service and are always available to answer your questions and walk you through the approval process.
Unlike other dealerships, Karma can have you driving with no credit check and no hassle.
No. The decision is yours. We will contact you with your financial options and you choose whether or not you would like to purchase a vehicle.
Not necessarily, no. But a down payment can help lower your payments and loan term.
Our credit experts specialize in helping people purchase a vehicle regardless of past or present credit issues.
Our passionate financial experts will help you get into a vehicle regardless of your credit issues.
Yes. Our team is composed of finance and credit experts who specialize in financing you regardless of your credit situation.
Absolutely, yes. We will work with you to determine all your financing options regardless of income assistance.
We sure can. Karma Cars is a different kind of car buying experience and our dedicated team will work with you to determine your options regardless of what other dealerships have told you.
There are several factors that can affect how much you get pre-approved for. Our dedicated specialists will work with you to determine what options are best and match you to the perfect vehicle.
Loan terms are often flexible and are most often dependant on whether you want lower payments over a longer period, or higher payments so you can pay off your vehicle sooner.
There are several factors that can affect your loan’s interest rate. The term, amount financed and your personal pre-approval can all vary. Regardless of the circumstances our passionate team of experts will explore every possible option to get you into a car you want at a payment you can afford.
Our online application takes less than a minute and you should hear back from us within 24-48 hours.
When you enter into an in-house auto finance agreement with Karma Cars you become automatically eligible for our Karma Referrals program.
Once eligible, all you have to do is refer someone to the program. It’s that simple. If they enter into an in-house finance agreement with Karma Cars we will make one full payment towards your in-house finance agreement.
Make a second successful referral and, you got it, Karma Cars will make two full payments. But it gets better; with a third successful referral, Karma Cars will make the remainder of your payments for you!